Loan Options
Line of Credit: BUSINESS FUNDING
At CapitalConnect, we offer a seamless process to help you secure up to $250,000 in 0% interest financing, with no fees until you get approved. Here’s what we look for:
Credit Score
A credit score of 700 or higher is recommended for approval.
Solid Credit History
You should have 4 or more active accounts, such as car loans, home loans, or credit cards, all paid on time.
Credit Card Limit
At least one credit card with a limit of $2,000 or more.
Don’t worry if your limit is below this amount; still send us your details, and we’ll assess your eligibility.
Credit Inquiries
Fewer than 4 inquiries in the last 6 months.
If you have more, feel free to submit your information for review. We’ll assess your unique situation.
Credit Card Usage
Keeping your credit card usage low is essential. We look for less than 20% usage on your available credit.
If your credit cards are maxed out, don’t worry. We may be able to assist you with a quick consolidation loan.
Up to $250,000 in 0% Interest Financing
No fees until you're approved
A quick, hassle-free approval process designed to help you secure financing without the burden of interest or hidden costs.
Short Term Loan
Purchase Agreement 📝 (can be unexecuted)
Interior & Exterior Photos📸 (Because we are not doing an appraisal)
Rehab Budget🪚
Comps🏡 (if you have them)
*Experience*📜 (just addresses of previous deals)
⬆️These are the ONLY files needed for FINAL Loan Approval
11.45%-11.99% (No Prepayment Penalties & Non-Dutch)
85% LTC
90% of purchase (with Experience)
48 Hour Financing
No Appraisals, No Credit Checks, No Financials, No Surveys
75% LTV
Low Fees
TX, CO, AZ, GA, UT & TN
New Construction
Credit Based We Can Loan Up to 80% LTC With 2 Past Projects 660 Credit Score or 75% LTC with 680 credit and No Past Projects
Asset Based We can Loan up to 70% Of total COST with No Appraisals, No Financials & No Credit Checks
100% Construction Financed (Need to have enough equity in the land)
Non Dutch (No payments until funds are drawn)
No Appraisals or Credit Needed (Depending on the Loan Program you Choose)
72 Hour Financing Available
Low Fees
No Prepayment Penalties
Can lend in 32 States
24 Hour Approval Available
10.99%-11.99% Rate depending on Experience/Program
2-3 points & $999 Doc fee
We can Loan 75% LTV and up to 85% of construction cost.
We can leverage the land as the down payment if you have equity in the land. If you do not own the land you will need to put 10-20% down of cost.
Rental Loan
Minimum credit score: 620
(30 year loan, interest only)
6 Months Seasoning
85% loan-to-value maximum on purchase
80% loan-to-value maximum on rate and term refinance
80% loan-to-value maximum on cash out refinance
Rates starting at 5%.
Single Family Homes, 2-4 unit properties
No income documentation required (only bank statements)
Vesting in either LLC or individual name
For loans less than $1.5M, our loans are non-recourse (no personal guarantee required)
Minimum loan amount is $100,000, maximum is $10,000,000
The states we lend in are AZ, CA, CO, FL, GA, HI, ID, IL, IN, LA, MD, MI, MN, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI and the District of Columbia.
10 business day closing time
Minimal closing costs
